Wednesday, January 9, 2013

How to Indulge and stay on budget at the same time!

OK I was trying to figure out what to post today and I came across this picture and I thought about addictions...LOL. I'm absolutely, positively addicted to Thirty-One gifts. At the end of last year they had this awesome outlet sale and I stocked up on some items I had really been wanting.

So why am I telling you this? I have a little lesson. It's a new year and what's always at the top of everyone's resolution list?? FINANCES. How do you indulge and stay in budget. I have three tips to help!

  1. Look for sales. It's the beginning of the year and lots of items are on clearance or lots of companies are doing outlet sales to get rid of overstock and make room for new items. 
  2. Google coupon and discount codes. Lots of online sites are also offering free shipping and 30% or more off items.
  3. Finally and most importantly: SET LIMITS AND KEEP THEM! I set aside and saved $100 to spend on this outlet sale. Guess what? There were a ton of other items that I wanted but I knew to stay in my budget and look how much I still got!!
Moral of the story: It pays to save! Setting limits, looking for the best deals and sticking with your plans can work! This doesn't only apply to fun items. It can also apply to vacations, grocery shopping or anything that you want to spend money on. As a matter of fact our next big saving goal: Putting aside money for a down payment on a new (used) car! Stay tuned for more on that! 

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